Corpus Christi S.P.
Corpus Christi, TX · Charter 67485 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$5.0MAssets
$4.0MLoans
$4.3MShares
$692KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets in TX (rank 14 of 235).
- Widest gap: nonperforming loans / loans trails 96% of credit unions under $1B in assets in TX (rank 226 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.60%
Rank 114 of 235
Net Interest Margin
5.13%
Rank 14 of 235
Efficiency Ratio
89.29%
Rank 165 of 235
Equity / Assets
13.75%
Rank 128 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.60% | 0.17% | 0.57% | 1.10% | Beats 51% | 114 / 235 | |
| Return on Equity | 4.34% | 1.03% | 4.30% | 7.58% | Beats 51% | 114 / 235 | |
| Net Interest Margin | 5.13% | 3.32% | 3.89% | 4.35% | Beats 94% | 14 / 235 | |
| Efficiency Ratio | 89.29% | 70.60% | 82.00% | 91.57% | Beats 30% | 165 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.12% | 0.20% | 0.59% | 1.14% | Beats 4% | 226 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.75% | 11.30% | 14.41% | 19.49% | Beats 46% | 128 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.75% | 11.30% | 14.41% | 19.49% | Beats 46% | 128 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 92.17% | 54.18% | 67.38% | 81.66% | 91st pctl | 22 / 235 | |
| Loans / Assets | 78.59% | 43.80% | 56.63% | 68.64% | 93rd pctl | 16 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |