Alltrust
Fairhaven, MA · Charter 67481 · Peer group: credit unions under $1B in assets in the Providence-Warwick, RI-MA area (n=25)
NCUA · 4 branches
Q2 2026
$280.2MAssets
$214.7MLoans
$242.0MShares
$23.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 4% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 25 of 25).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Providence-Warwick, RI-MA area (rank 25 of 25).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-1.06%
Rank 25 of 25
Net Interest Margin
1.99%
Rank 25 of 25
Efficiency Ratio
123.75%
Rank 25 of 25
Equity / Assets
8.46%
Rank 25 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.06% | 0.39% | 0.58% | 0.96% | Beats 0% | 25 / 25 | |
| Return on Equity | -12.52% | 3.08% | 5.38% | 8.04% | Beats 0% | 25 / 25 | |
| Net Interest Margin | 1.99% | 2.78% | 3.19% | 3.68% | Beats 0% | 25 / 25 | |
| Efficiency Ratio | 123.75% | 74.87% | 81.63% | 89.25% | Beats 4% | 25 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.57% | 0.21% | 0.48% | 0.93% | Beats 4% | 25 / 25 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.46% | 9.94% | 11.40% | 12.51% | Beats 0% | 25 / 25 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.46% | 9.94% | 11.40% | 12.51% | Beats 0% | 25 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 88.72% | 54.80% | 74.79% | 86.25% | 76th pctl | 6 / 25 | |
| Loans / Assets | 76.64% | 49.28% | 61.62% | 76.11% | 76th pctl | 6 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |