THD District 17
Bryan, TX · Charter 67480 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$4.3MAssets
$1.6MLoans
$3.4MShares
$838KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 77% of credit unions under $1B in assets in TX (rank 55 of 235).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets in TX (rank 214 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.00%
Rank 198 of 235
Net Interest Margin
3.93%
Rank 110 of 235
Efficiency Ratio
70.11%
Rank 55 of 235
Equity / Assets
19.61%
Rank 57 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.00% | 0.17% | 0.57% | 1.10% | Beats 15% | 198 / 235 | |
| Return on Equity | 0.00% | 1.03% | 4.30% | 7.58% | Beats 15% | 198 / 235 | |
| Net Interest Margin | 3.93% | 3.32% | 3.89% | 4.35% | Beats 53% | 110 / 235 | |
| Efficiency Ratio | 70.11% | 70.60% | 82.00% | 91.57% | Beats 77% | 55 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.41% | 0.20% | 0.59% | 1.14% | Beats 9% | 214 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.61% | 11.30% | 14.41% | 19.49% | Beats 76% | 57 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.61% | 11.30% | 14.41% | 19.49% | Beats 76% | 57 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 46.02% | 54.18% | 67.38% | 81.66% | 14th pctl | 202 / 235 | |
| Loans / Assets | 36.90% | 43.80% | 56.63% | 68.64% | 15th pctl | 199 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |