Highway Employees
Tyler, TX · Charter 67474 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$1.8MAssets
$809KLoans
$1.2MShares
$513KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in TX (rank 19 of 235).
- Widest gap: efficiency ratio trails 92% of credit unions under $1B in assets in TX (rank 217 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-0.23%
Rank 209 of 235
Net Interest Margin
4.78%
Rank 26 of 235
Efficiency Ratio
102.27%
Rank 217 of 235
Equity / Assets
29.21%
Rank 16 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.23% | 0.17% | 0.57% | 1.10% | Beats 11% | 209 / 235 | | |
| Return on Equity | -0.78% | 1.03% | 4.30% | 7.58% | Beats 12% | 206 / 235 | | |
| Net Interest Margin | 4.78% | 3.32% | 3.89% | 4.35% | Beats 89% | 26 / 235 | | |
| Efficiency Ratio | 102.27% | 70.60% | 82.00% | 91.57% | Beats 8% | 217 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.59% | 1.14% | Beats 100% | 19 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 29.21% | 11.30% | 14.41% | 19.49% | Beats 93% | 16 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 29.21% | 11.30% | 14.41% | 19.49% | Beats 93% | 16 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.14% | 54.18% | 67.38% | 81.66% | 46th pctl | 128 / 235 | | |
| Loans / Assets | 46.07% | 43.80% | 56.63% | 68.64% | 28th pctl | 169 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |