Dynamic
Celina, OH · Charter 6747 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$83.4MAssets
$48.0MLoans
$66.8MShares
$16.5MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 97% of credit unions under $1B in assets (rank 46 of 1683).
- Widest gap: net interest margin trails 51% of credit unions under $1B in assets (rank 859 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.28%
Rank 46 of 1,683
Net Interest Margin
3.79%
Rank 859 of 1,683
Efficiency Ratio
57.08%
Rank 146 of 1,682
Equity / Assets
19.80%
Rank 235 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.28% | 0.35% | 0.74% | 1.18% | Beats 97% | 46 / 1,683 | |
| Return on Equity | 11.51% | 2.67% | 5.89% | 8.74% | Beats 90% | 167 / 1,681 | |
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 49% | 859 / 1,683 | |
| Efficiency Ratio | 57.08% | 68.91% | 78.20% | 86.93% | Beats 91% | 146 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.26% | 0.65% | 1.29% | Beats 68% | 544 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.80% | 10.44% | 12.89% | 16.53% | Beats 86% | 235 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.80% | 10.44% | 12.89% | 16.53% | Beats 86% | 235 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 71.86% | 52.61% | 69.38% | 83.50% | 55th pctl | 763 / 1,683 | |
| Loans / Assets | 57.54% | 44.71% | 59.18% | 70.72% | 46th pctl | 901 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |