Sunrise, FL · Charter 67444
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.18% | 1.12% | 1.07% | 1.28% | 1.44% | +26 bps | |
| Return on Equity | 11.91% | 11.24% | 10.35% | 12.23% | 13.21% | +129 bps | |
| Net Interest Margin | 4.07% | 4.05% | 4.17% | 4.34% | 4.44% | +37 bps | |
| Efficiency Ratio | 71.29% | 72.30% | 73.39% | 69.57% | 66.33% | -496 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.45% | 7.37% | 4.77% | 2.57% | 2.17% | -528 bps | |
| Loan Growth (YoY) | 4.94% | 4.93% | 7.04% | 5.80% | 6.07% | +113 bps | |
| Share Growth (YoY) | 6.54% | 6.33% | 3.85% | 2.09% | 1.46% | -507 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.14% | 0.26% | 0.23% | 0.30% | 0.56% | +42 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.94% | 9.97% | 10.32% | 10.50% | 10.93% | +99 bps | |
| Net Worth / Assets | 9.94% | 9.97% | 10.32% | 10.50% | 10.93% | +99 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.53% | 85.48% | 88.93% | 88.99% | 90.46% | +393 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |