Abilene Teachers
Abilene, TX · Charter 6743 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 5 branches
Q2 2026
$690.4MAssets
$415.4MLoans
$547.0MShares
$129.9MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 99% of credit unions under $1B in assets in TX (rank 3 of 235).
- Widest gap: nonperforming loans / loans trails 31% of credit unions under $1B in assets in TX (rank 73 of 235).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.56%
Rank 3 of 235
Net Interest Margin
4.23%
Rank 69 of 235
Efficiency Ratio
59.97%
Rank 19 of 235
Equity / Assets
18.82%
Rank 61 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.56% | 0.17% | 0.57% | 1.10% | Beats 99% | 3 / 235 | | |
| Return on Equity | 13.62% | 1.03% | 4.30% | 7.58% | Beats 96% | 9 / 235 | | |
| Net Interest Margin | 4.23% | 3.32% | 3.89% | 4.35% | Beats 71% | 69 / 235 | | |
| Efficiency Ratio | 59.97% | 70.60% | 82.00% | 91.57% | Beats 92% | 19 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.20% | 0.59% | 1.14% | Beats 69% | 73 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.82% | 11.30% | 14.41% | 19.49% | Beats 74% | 61 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.82% | 11.30% | 14.41% | 19.49% | Beats 74% | 61 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.94% | 54.18% | 67.38% | 81.66% | 66th pctl | 79 / 235 | | |
| Loans / Assets | 60.17% | 43.80% | 56.63% | 68.64% | 57th pctl | 100 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |