Navarro
Corsicana, TX · Charter 67407 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$2.7MAssets
$1.4MLoans
$1.5MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of credit unions under $1B in assets in TX (rank 3 of 235).
- Widest gap: nonperforming loans / loans trails 94% of credit unions under $1B in assets in TX (rank 221 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-0.07%
Rank 204 of 235
Net Interest Margin
5.08%
Rank 16 of 235
Efficiency Ratio
69.44%
Rank 51 of 235
Equity / Assets
42.71%
Rank 3 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.07% | 0.17% | 0.57% | 1.10% | Beats 13% | 204 / 235 | | |
| Return on Equity | -0.17% | 1.03% | 4.30% | 7.58% | Beats 14% | 201 / 235 | | |
| Net Interest Margin | 5.08% | 3.32% | 3.89% | 4.35% | Beats 93% | 16 / 235 | | |
| Efficiency Ratio | 69.44% | 70.60% | 82.00% | 91.57% | Beats 79% | 51 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.17% | 0.20% | 0.59% | 1.14% | Beats 6% | 221 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 42.71% | 11.30% | 14.41% | 19.49% | Beats 99% | 3 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 42.71% | 11.30% | 14.41% | 19.49% | Beats 99% | 3 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.33% | 54.18% | 67.38% | 81.66% | 89th pctl | 25 / 235 | | |
| Loans / Assets | 51.94% | 43.80% | 56.63% | 68.64% | 40th pctl | 141 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |