Brookline, MA · Charter 67340
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.57% | 0.51% | 0.73% | 0.86% | 0.89% | 0.94% | 1.10% | 1.18% | +32 bps | |
| Return on Equity | 4.30% | 3.93% | 5.77% | 6.70% | 6.73% | 7.07% | 8.41% | 8.78% | +207 bps | |
| Net Interest Margin | 2.37% | 2.32% | 2.47% | 2.57% | 2.67% | 2.67% | 2.83% | 2.97% | +39 bps | |
| Efficiency Ratio | 72.96% | 75.00% | 71.67% | 68.47% | 67.71% | 67.48% | 63.74% | 62.47% | -600 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.99% | 3.18% | 6.89% | 7.40% | 7.01% | 5.55% | 5.01% | 4.21% | -318 bps | |
| Loan Growth (YoY) | 0.90% | 0.65% | -0.86% | -2.74% | 1.75% | -3.05% | -0.03% | 1.92% | +467 bps | |
| Share Growth (YoY) | -2.80% | 3.08% | 7.29% | 7.75% | 7.15% | 5.23% | 4.52% | 3.32% | -443 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.25% | 0.09% | 0.18% | 0.31% | 0.25% | 0.19% | 0.06% | 0.03% | -28 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.37% | 13.09% | 12.69% | 12.87% | 13.25% | 13.35% | 13.09% | 13.43% | +56 bps | |
| Net Worth / Assets | 13.37% | 13.09% | 12.69% | 12.87% | 13.25% | 13.35% | 13.09% | 13.43% | +56 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 37.01% | 36.61% | 33.82% | 33.43% | 35.14% | 33.73% | 32.35% | 32.98% | -45 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |