Brookline Municipal
Brookline, MA · Charter 67340 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 2 branches
Q2 2026
$51.0MAssets
$14.5MLoans
$44.0MShares
$6.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 6 of 66).
- Widest gap: net interest margin trails 67% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 44 of 66).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.18%
Rank 12 of 66
Net Interest Margin
2.97%
Rank 44 of 66
Efficiency Ratio
62.42%
Rank 9 of 66
Equity / Assets
13.43%
Rank 35 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.18% | 0.38% | 0.59% | 1.00% | Beats 82% | 12 / 66 | | |
| Return on Equity | 8.77% | 2.62% | 4.89% | 6.39% | Beats 91% | 6 / 66 | | |
| Net Interest Margin | 2.97% | 2.83% | 3.27% | 3.84% | Beats 33% | 44 / 66 | | |
| Efficiency Ratio | 62.42% | 68.43% | 80.15% | 87.18% | Beats 88% | 9 / 66 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.08% | 0.48% | 1.18% | Beats 80% | 14 / 66 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.43% | 9.84% | 13.79% | 17.21% | Beats 47% | 35 / 66 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.43% | 9.84% | 13.79% | 17.21% | Beats 47% | 35 / 66 | | |
| Liquidity & Funding |
| Loans / Deposits | 32.98% | 50.73% | 71.54% | 81.61% | 9th pctl | 60 / 66 | | |
| Loans / Assets | 28.45% | 40.53% | 57.05% | 68.92% | 9th pctl | 60 / 66 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |