Jackson County 1st
Marianna, FL · Charter 67334 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$48.9MAssets
$20.2MLoans
$41.1MShares
$8.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 81% of credit unions under $1B in assets (rank 328 of 1683).
- Widest gap: efficiency ratio trails 80% of credit unions under $1B in assets (rank 1340 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.49%
Rank 1,150 of 1,683
Net Interest Margin
3.57%
Rank 1,064 of 1,683
Efficiency Ratio
88.88%
Rank 1,340 of 1,682
Equity / Assets
18.06%
Rank 328 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.49% | 0.35% | 0.74% | 1.18% | Beats 32% | 1,150 / 1,683 | | |
| Return on Equity | 2.70% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,254 / 1,681 | | |
| Net Interest Margin | 3.57% | 3.31% | 3.82% | 4.32% | Beats 37% | 1,064 / 1,683 | | |
| Efficiency Ratio | 88.88% | 68.91% | 78.20% | 86.93% | Beats 20% | 1,340 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.77% | 0.26% | 0.65% | 1.29% | Beats 44% | 935 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.06% | 10.44% | 12.89% | 16.53% | Beats 81% | 328 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.06% | 10.44% | 12.89% | 16.53% | Beats 81% | 328 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 49.25% | 52.61% | 69.38% | 83.50% | 21st pctl | 1,335 / 1,683 | | |
| Loans / Assets | 41.44% | 44.71% | 59.18% | 70.72% | 21st pctl | 1,330 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |