Hollywood, FL · Charter 67332
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.70% | 0.79% | 1.01% | 1.09% | 0.98% | 1.06% | 1.26% | 1.23% | +13 bps | |
| Return on Equity | 7.16% | 7.82% | 9.81% | 10.58% | 9.51% | 10.09% | 11.77% | 11.15% | +56 bps | |
| Net Interest Margin | 3.18% | 3.30% | 3.72% | 3.73% | 3.75% | 3.82% | 4.14% | 4.21% | +48 bps | |
| Efficiency Ratio | 75.20% | 73.88% | 74.56% | 72.00% | 71.11% | 69.86% | 67.71% | 67.25% | -475 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.47% | 5.47% | 2.55% | 4.05% | 5.25% | 6.53% | 7.71% | 4.89% | +84 bps | |
| Loan Growth (YoY) | 21.81% | 22.51% | 22.17% | 7.15% | 18.27% | 15.95% | 16.84% | 20.92% | +1,377 bps | |
| Share Growth (YoY) | 4.42% | 4.96% | 1.68% | 2.92% | 4.85% | 6.03% | 7.30% | 4.32% | +140 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.35% | 0.32% | 0.22% | 0.51% | 0.42% | 0.58% | 0.41% | 0.60% | +9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.79% | 10.07% | 10.29% | 10.34% | 10.29% | 10.52% | 10.68% | 11.00% | +66 bps | |
| Net Worth / Assets | 9.79% | 10.07% | 10.29% | 10.34% | 10.29% | 10.52% | 10.68% | 11.00% | +66 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 47.94% | 50.67% | 50.69% | 49.60% | 54.08% | 55.41% | 55.20% | 57.49% | +789 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |