Hollywood, FL · Charter 67332
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Miami-Fort Lauderdale-West Palm Beach, FL area (n=20). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
45
Asset Quality
40
Profitability
82
Liquidity
33
Efficiency
90
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hollywood, FL · Charter 67332
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.09% | 0.98% | 1.06% | 1.26% | 1.23% | +13 bps | |
| Return on Equity | 10.58% | 9.51% | 10.09% | 11.77% | 11.15% | +56 bps | |
| Net Interest Margin | 3.73% | 3.75% | 3.82% | 4.14% | 4.21% | +48 bps | |
| Efficiency Ratio | 72.00% | 71.11% | 69.86% | 67.71% | 67.25% | -475 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.05% | 5.25% | 6.53% | 7.71% | 4.89% | +84 bps | |
| Loan Growth (YoY) | 7.15% | 18.27% | 15.95% | 16.84% | 20.92% | +1,377 bps | |
| Share Growth (YoY) | 2.92% | 4.85% | 6.03% | 7.30% | 4.32% | +140 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.51% | 0.42% | 0.58% | 0.41% | 0.60% | +9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.34% | 10.29% | 10.52% | 10.68% | 11.00% | +66 bps | |
| Net Worth / Assets | 10.34% | 10.29% | 10.52% | 10.68% | 11.00% | +66 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 49.60% | 54.08% | 55.41% | 55.20% | 57.49% | +789 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hollywood, FL · Charter 67332 · Peer group: credit unions under $1B in assets in the Miami-Fort Lauderdale-West Palm Beach, FL area (n=20)
NCUA · 3 branches
Q2 2026
Return on Assets
1.23%
Rank 2 of 20
Net Interest Margin
4.21%
Rank 7 of 20
Efficiency Ratio
67.26%
Rank 3 of 20
Equity / Assets
11.00%
Rank 11 of 20
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.23% | 0.22% | 0.41% | 0.84% | Beats 90% | 2 / 20 | |
| Return on Equity | 11.15% | 1.78% | 3.57% | 6.45% | Beats 90% | 2 / 20 | |
| Net Interest Margin | 4.21% | 3.17% | 3.67% | 4.80% | Beats 65% | 7 / 20 | |
| Efficiency Ratio | 67.26% | 77.46% | 82.82% | 89.37% | Beats 90% | 3 / 20 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.60% | 0.26% | 0.56% | 0.65% | Beats 40% | 13 / 20 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.00% | 10.54% | 11.05% | 12.98% | Beats 45% | 11 / 20 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.00% | 10.54% | 11.05% | 12.98% | Beats 45% | 11 / 20 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 57.49% | 54.64% | 78.75% | 84.99% | 35th pctl | 13 / 20 | |
| Loans / Assets | 50.93% | 48.81% | 63.38% | 73.06% | 35th pctl | 13 / 20 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||