Lee County Mosquito Control

Ft. Myers, FL · Charter 67305

NCUA · 2 branches

Q4 2019

$0KAssets

$0KLoans

$0KShares

$0KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest trend not available for credit unions

Earnings: ROA of -3328300.00%, down 332,826,324 bps year over year; NIM at -3166400.00%.
Capital: net worth / assets of 0.00%, down 2,518 bps from a year ago.
Funding: loans stand at 0.00% of shares as of Q4 2019.

Return on Assets (YTD, annualized)

-3328300%-332,826,324 bps YoY

Net Interest Margin (YTD, annualized)

-3166400%-316,636,478 bps YoY

Efficiency Ratio (YTD, annualized)

129.79%

Net Worth / Assets

0.00%-2,518 bps YoY

Year to date, annualized, through each quarter.

Metric	Q4 2018	Q1 2019	Q2 2019	Q3 2019	Q4 2019	YoY Δ	Trend
Earnings
Return on Assets	-36.76%	-0.52%	-0.96%	-3.35%	-3328300%	-332,826,324 bps
Return on Equity	-145.98%	-2.05%	-3.84%	-3.46%	n/a	n/a
Net Interest Margin	-35.22%	1.10%	0.87%	2.44%	-3166400%	-316,636,478 bps
Efficiency Ratio	n/a	147.50%	210%	238%	129.79%	n/a
Growth
Asset Growth (YoY)	-31.98%	-32.94%	-34.78%	-83.08%	-100.00%	-6,802 bps
Loan Growth (YoY)	-67.84%	-85.45%	-100.00%	-100.00%	-100.00%	-3,216 bps
Share Growth (YoY)	-12.05%	-13.61%	-17.05%	-99.13%	-100.00%	-8,795 bps
Asset Quality
Delinquent Loans / Loans	0.00%	0.00%	n/a	n/a	n/a	n/a
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	13.27%	32.34%	n/a	n/a	n/a	n/a
Capital
Risk-Based Capital	25.18%	25.32%	24.98%	97.01%	0.00%	-2,518 bps
Net Worth / Assets	25.18%	25.32%	24.98%	97.01%	0.00%	-2,518 bps
Liquidity & Funding
Loans / Shares	6.16%	2.56%	0.00%	0.00%	0.00%	-616 bps
Liquid Assets / Assets	0.00%	0.00%	0.00%	0.00%	0.00%	0 bps