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Newport Columbian

Middletown, RI · Charter 67267

Q2 1995

$759KAssets
$394KLoans
$600KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.15%.
  • Asset quality: problem loans at 11.94% of loans.
  • Funding: loans stand at 65.63% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

4.15%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets4.14%3.89%4.15%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans17.47%21.91%11.94%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans17.05%19.58%18.88%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares56.72%53.20%65.63%n/a
Liquid Assets / Assets8.88%9.38%10.53%n/a