Bell
Hutchinson, KS · Charter 67263 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$28.4MAssets
$18.3MLoans
$25.7MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 86% of credit unions under $1B in assets (rank 238 of 1682).
- Widest gap: nonperforming loans / loans trails 92% of credit unions under $1B in assets (rank 1549 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.97%
Rank 617 of 1,683
Net Interest Margin
4.11%
Rank 590 of 1,683
Efficiency Ratio
62.68%
Rank 238 of 1,682
Equity / Assets
9.43%
Rank 1,443 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.35% | 0.74% | 1.18% | Beats 63% | 617 / 1,683 | |
| Return on Equity | 10.31% | 2.67% | 5.89% | 8.74% | Beats 85% | 256 / 1,681 | |
| Net Interest Margin | 4.11% | 3.31% | 3.82% | 4.32% | Beats 65% | 590 / 1,683 | |
| Efficiency Ratio | 62.68% | 68.91% | 78.20% | 86.93% | Beats 86% | 238 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.93% | 0.26% | 0.65% | 1.29% | Beats 8% | 1,549 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,443 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.43% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,443 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 71.14% | 52.61% | 69.38% | 83.50% | 53rd pctl | 786 / 1,683 | |
| Loans / Assets | 64.27% | 44.71% | 59.18% | 70.72% | 61st pctl | 650 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |