Unitedone
Manitowoc, WI · Charter 67248 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$348.3MAssets
$289.1MLoans
$282.7MShares
$41.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 77% of credit unions under $1B in assets (rank 384 of 1682).
- Widest gap: efficiency ratio trails 65% of credit unions under $1B in assets (rank 1087 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.92%
Rank 653 of 1,683
Net Interest Margin
4.13%
Rank 565 of 1,683
Efficiency Ratio
82.99%
Rank 1,087 of 1,682
Equity / Assets
11.82%
Rank 1,024 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.92% | 0.35% | 0.74% | 1.18% | Beats 61% | 653 / 1,683 | |
| Return on Equity | 7.81% | 2.67% | 5.89% | 8.74% | Beats 68% | 538 / 1,681 | |
| Net Interest Margin | 4.13% | 3.31% | 3.82% | 4.32% | Beats 66% | 565 / 1,683 | |
| Efficiency Ratio | 82.99% | 68.91% | 78.20% | 86.93% | Beats 35% | 1,087 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.26% | 0.65% | 1.29% | Beats 77% | 384 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.82% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,024 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.82% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,024 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 102.27% | 52.61% | 69.38% | 83.50% | 97th pctl | 43 / 1,683 | |
| Loans / Assets | 82.99% | 44.71% | 59.18% | 70.72% | 95th pctl | 80 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |