Prentice, WI · Charter 67246
Q1 2013
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2013, the quarter ended March 31, 2013, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Prentice, WI · Charter 67246
Q1 2013
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2011 | Q3 2011 | Q4 2011 | Q1 2012 | Q2 2012 | Q3 2012 | Q4 2012 | Q1 2013 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.38% | -0.74% | -1.05% | -0.19% | -0.33% | -0.18% | -0.27% | 0.00% | +19 bps | |
| Return on Equity | -3.63% | -7.24% | -10.62% | -2.00% | -3.60% | -1.94% | -3.00% | 0.03% | +204 bps | |
| Net Interest Margin | 2.90% | 2.93% | 2.90% | 2.57% | 2.55% | 2.61% | 2.49% | 2.39% | -17 bps | |
| Efficiency Ratio | 105.07% | 112.58% | 116.05% | 101.88% | 105.03% | 101.83% | 101.08% | 99.73% | -214 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.82% | 2.78% | 4.49% | 6.59% | 4.21% | 2.53% | 7.64% | 3.05% | -354 bps | |
| Loan Growth (YoY) | 2.30% | -1.15% | -9.48% | -7.76% | -5.21% | -0.15% | 3.73% | -0.40% | +736 bps | |
| Share Growth (YoY) | 3.87% | 4.22% | 6.48% | 8.56% | 5.84% | 3.45% | 8.84% | 3.67% | -489 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.27% | 2.28% | 0.94% | 1.16% | 2.52% | 2.91% | 3.06% | 2.15% | +99 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.44% | 0.38% | 0.80% | 0.88% | 1.00% | 0.95% | 1.31% | 1.17% | +29 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.57% | 10.29% | 9.88% | 9.29% | 9.17% | 9.42% | 8.91% | 8.79% | -49 bps | |
| Net Worth / Assets | 10.57% | 10.29% | 9.88% | 9.29% | 9.17% | 9.42% | 8.91% | 8.79% | -49 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 51.33% | 49.20% | 47.21% | 44.60% | 45.97% | 47.48% | 44.99% | 42.85% | -175 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |