Altoona, WI · Charter 67241
Q3 1996
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 1994 | Q4 1994 | Q1 1995 | Q2 1995 | Q3 1995 | Q4 1995 | Q1 1996 | Q3 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.29% | 4.13% | 4.27% | 4.40% | 4.53% | 4.36% | 4.86% | n/a | n/a | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | 15.23% | 17.70% | 19.53% | 28.88% | 26.65% | n/a | n/a | |
| Loan Growth (YoY) | n/a | n/a | 15.34% | 15.79% | 14.83% | 15.94% | 19.08% | n/a | n/a | |
| Share Growth (YoY) | n/a | n/a | 15.39% | 18.20% | 20.24% | 30.89% | 28.38% | n/a | n/a | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.08% | 0.06% | 0.04% | 0.06% | 0.15% | 0.22% | 0.22% | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.96% | 0.91% | 0.84% | 0.79% | 0.74% | 0.65% | 0.56% | n/a | n/a | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.14% | 94.28% | 91.13% | 89.44% | 87.99% | 83.52% | 84.53% | n/a | n/a | |
| Liquid Assets / Assets | 8.68% | 7.49% | 9.46% | 11.62% | 12.17% | 15.67% | 16.54% | n/a | n/a | |