Altoona, WI · Charter 67241
Q3 1996
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1995 | Q3 1995 | Q4 1995 | Q1 1996 | Q3 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.40% | 4.53% | 4.36% | 4.86% | n/a | n/a | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | 17.70% | 19.53% | 28.88% | 26.65% | n/a | n/a | |
| Loan Growth (YoY) | 15.79% | 14.83% | 15.94% | 19.08% | n/a | n/a | |
| Share Growth (YoY) | 18.20% | 20.24% | 30.89% | 28.38% | n/a | n/a | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.06% | 0.15% | 0.22% | 0.22% | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.79% | 0.74% | 0.65% | 0.56% | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.44% | 87.99% | 83.52% | 84.53% | n/a | n/a | |
| Liquid Assets / Assets | 11.62% | 12.17% | 15.67% | 16.54% | n/a | n/a | |