Los Angeles, CA · Charter 67227
Q3 1996
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1995 | Q3 1995 | Q4 1995 | Q1 1996 | Q3 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.17% | 4.26% | 4.25% | 4.09% | n/a | n/a | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | -0.22% | -1.09% | -0.52% | 3.38% | n/a | n/a | |
| Loan Growth (YoY) | 15.37% | 9.71% | 4.79% | 2.35% | n/a | n/a | |
| Share Growth (YoY) | 0.48% | -0.68% | 1.21% | 2.64% | n/a | n/a | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.68% | 0.71% | 0.99% | 1.00% | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.03% | 1.08% | 1.06% | 1.04% | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 65.36% | 65.54% | 66.62% | 64.98% | n/a | n/a | |
| Liquid Assets / Assets | 26.40% | 29.78% | 26.06% | 31.26% | n/a | n/a | |