Credit Union of the Rockies
Golden, CO · Charter 67226 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 4 branches
Q2 2026
$113.3MAssets
$71.7MLoans
$100.6MShares
$12.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 70% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 7 of 23).
- Widest gap: nonperforming loans / loans trails 87% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 21 of 23).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.08%
Rank 17 of 23
Net Interest Margin
3.77%
Rank 7 of 23
Efficiency Ratio
93.84%
Rank 18 of 23
Equity / Assets
11.06%
Rank 10 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.08% | 0.05% | 0.36% | 0.99% | Beats 26% | 17 / 23 | |
| Return on Equity | 0.77% | 0.56% | 3.49% | 7.31% | Beats 26% | 17 / 23 | |
| Net Interest Margin | 3.77% | 3.13% | 3.48% | 3.80% | Beats 70% | 7 / 23 | |
| Efficiency Ratio | 93.84% | 73.94% | 83.38% | 93.84% | Beats 26% | 18 / 23 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.92% | 0.43% | 0.95% | 1.77% | Beats 13% | 21 / 23 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.06% | 8.31% | 9.81% | 13.01% | Beats 57% | 10 / 23 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.06% | 8.31% | 9.81% | 13.01% | Beats 57% | 10 / 23 | |
| Liquidity & Funding |
| Loans / Deposits | 71.23% | 65.11% | 76.01% | 85.36% | 39th pctl | 14 / 23 | |
| Loans / Assets | 63.27% | 56.54% | 66.35% | 73.30% | 39th pctl | 14 / 23 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |