Grove City, PA · Charter 6722
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.49% | 1.65% | 1.72% | 1.75% | 1.84% | +35 bps | |
| Return on Equity | 10.09% | 10.87% | 11.28% | 11.50% | 12.06% | +197 bps | |
| Net Interest Margin | 3.43% | 3.52% | 3.47% | 3.37% | 3.45% | +2 bps | |
| Efficiency Ratio | 60.59% | 58.71% | 57.67% | 56.95% | 54.61% | -598 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.46% | 9.61% | 10.17% | 9.74% | 9.90% | -56 bps | |
| Loan Growth (YoY) | 1.48% | 4.92% | 6.60% | 5.50% | 5.30% | +381 bps | |
| Share Growth (YoY) | 10.15% | 9.12% | 9.72% | 9.14% | 9.21% | -94 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.33% | 1.28% | 1.36% | 1.36% | 1.33% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.77% | 15.19% | 15.22% | 15.17% | 15.26% | +49 bps | |
| Net Worth / Assets | 14.77% | 15.19% | 15.22% | 15.17% | 15.26% | +49 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 58.25% | 60.63% | 58.95% | 55.35% | 56.17% | -209 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |