Grove City Area
Grove City, PA · Charter 6722 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$152.8MAssets
$72.7MLoans
$129.4MShares
$23.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 94% of credit unions under $1B in assets (rank 109 of 1683).
- Widest gap: nonperforming loans / loans trails 76% of credit unions under $1B in assets (rank 1281 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.84%
Rank 109 of 1,683
Net Interest Margin
3.45%
Rank 1,160 of 1,683
Efficiency Ratio
54.61%
Rank 112 of 1,682
Equity / Assets
15.26%
Rank 526 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.84% | 0.35% | 0.74% | 1.18% | Beats 94% | 109 / 1,683 | | |
| Return on Equity | 12.06% | 2.67% | 5.89% | 8.74% | Beats 92% | 138 / 1,681 | | |
| Net Interest Margin | 3.45% | 3.31% | 3.82% | 4.32% | Beats 31% | 1,160 / 1,683 | | |
| Efficiency Ratio | 54.61% | 68.91% | 78.20% | 86.93% | Beats 93% | 112 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.33% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,281 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 526 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.26% | 10.44% | 12.89% | 16.53% | Beats 69% | 526 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.17% | 52.61% | 69.38% | 83.50% | 30th pctl | 1,186 / 1,683 | | |
| Loans / Assets | 47.56% | 44.71% | 59.18% | 70.72% | 30th pctl | 1,182 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |