First Community CU of Beloit
Beloit, WI · Charter 67214 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$410.2MAssets
$373.6MLoans
$348.1MShares
$43.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 74% of credit unions under $1B in assets (rank 432 of 1681).
- Widest gap: equity / assets trails 72% of credit unions under $1B in assets (rank 1216 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.93%
Rank 651 of 1,683
Net Interest Margin
3.51%
Rank 1,114 of 1,683
Efficiency Ratio
75.82%
Rank 715 of 1,682
Equity / Assets
10.71%
Rank 1,216 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.35% | 0.74% | 1.18% | Beats 61% | 651 / 1,683 | |
| Return on Equity | 8.66% | 2.67% | 5.89% | 8.74% | Beats 74% | 432 / 1,681 | |
| Net Interest Margin | 3.51% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,114 / 1,683 | |
| Efficiency Ratio | 75.82% | 68.91% | 78.20% | 86.93% | Beats 58% | 715 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.77% | 0.26% | 0.65% | 1.29% | Beats 44% | 940 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.71% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,216 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.71% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,216 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 107.32% | 52.61% | 69.38% | 83.50% | 99th pctl | 25 / 1,683 | |
| Loans / Assets | 91.06% | 44.71% | 59.18% | 70.72% | 100th pctl | 6 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |