Oakdale, WI · Charter 67200
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.11% | 2.07% | 2.00% | 2.93% | 2.29% | +18 bps | |
| Return on Equity | 17.30% | 16.61% | 15.78% | 22.84% | 17.16% | -13 bps | |
| Net Interest Margin | 4.00% | 3.97% | 3.88% | 3.62% | 3.70% | -30 bps | |
| Efficiency Ratio | 57.81% | 58.04% | 58.54% | 50.47% | 56.92% | -89 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.83% | 9.23% | 8.44% | 10.74% | 8.34% | +251 bps | |
| Loan Growth (YoY) | -4.06% | -5.61% | -3.54% | -2.35% | -0.26% | +380 bps | |
| Share Growth (YoY) | 4.49% | 7.26% | 6.52% | 9.72% | 6.53% | +204 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.11% | 0.10% | 0.09% | 0.00% | 0.00% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.19% | 12.46% | 12.65% | 12.84% | 13.35% | +116 bps | |
| Net Worth / Assets | 12.19% | 12.46% | 12.65% | 12.84% | 13.35% | +116 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 65.85% | 63.64% | 61.51% | 59.62% | 61.65% | -420 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |