Oakdale
Oakdale, WI · Charter 67200 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$132.4MAssets
$69.6MLoans
$112.8MShares
$17.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 56% of credit unions under $1B in assets (rank 945 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.29%
Rank 45 of 1,683
Net Interest Margin
3.70%
Rank 945 of 1,683
Efficiency Ratio
56.93%
Rank 142 of 1,682
Equity / Assets
13.35%
Rank 766 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.29% | 0.35% | 0.74% | 1.18% | Beats 97% | 45 / 1,683 | |
| Return on Equity | 17.17% | 2.67% | 5.89% | 8.74% | Beats 98% | 26 / 1,681 | |
| Net Interest Margin | 3.70% | 3.31% | 3.82% | 4.32% | Beats 44% | 945 / 1,683 | |
| Efficiency Ratio | 56.93% | 68.91% | 78.20% | 86.93% | Beats 92% | 142 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.35% | 10.44% | 12.89% | 16.53% | Beats 54% | 766 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.35% | 10.44% | 12.89% | 16.53% | Beats 54% | 766 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 61.65% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,059 / 1,683 | |
| Loans / Assets | 52.54% | 44.71% | 59.18% | 70.72% | 38th pctl | 1,039 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |