Jack Daniel Employees
Lynchburg, TN · Charter 67197 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$56.7MAssets
$38.7MLoans
$49.8MShares
$6.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 86% of credit unions under $1B in assets (rank 243 of 1681).
- Widest gap: net interest margin trails 77% of credit unions under $1B in assets (rank 1296 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.18%
Rank 418 of 1,683
Net Interest Margin
3.27%
Rank 1,296 of 1,683
Efficiency Ratio
64.13%
Rank 270 of 1,682
Equity / Assets
11.32%
Rank 1,097 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.18% | 0.35% | 0.74% | 1.18% | Beats 75% | 418 / 1,683 | |
| Return on Equity | 10.44% | 2.67% | 5.89% | 8.74% | Beats 86% | 243 / 1,681 | |
| Net Interest Margin | 3.27% | 3.31% | 3.82% | 4.32% | Beats 23% | 1,296 / 1,683 | |
| Efficiency Ratio | 64.13% | 68.91% | 78.20% | 86.93% | Beats 84% | 270 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.26% | 0.65% | 1.29% | Beats 51% | 823 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.32% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,097 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.32% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,097 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 77.63% | 52.61% | 69.38% | 83.50% | 65th pctl | 588 / 1,683 | |
| Loans / Assets | 68.25% | 44.71% | 59.18% | 70.72% | 70th pctl | 512 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |