Arsenal
Arnold, MO · Charter 67195 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=26-27)
NCUA · 4 branches
Q2 2026
$387.5MAssets
$280.9MLoans
$354.1MShares
$34.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 85% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 4 of 27).
- Widest gap: equity / assets trails 81% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 22 of 27).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.51%
Rank 17 of 27
Net Interest Margin
4.86%
Rank 4 of 27
Efficiency Ratio
75.39%
Rank 11 of 27
Equity / Assets
8.84%
Rank 22 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.51% | 0.25% | 0.67% | 0.86% | Beats 37% | 17 / 27 | | |
| Return on Equity | 5.76% | 2.16% | 5.85% | 7.25% | Beats 46% | 14 / 26 | | |
| Net Interest Margin | 4.86% | 3.01% | 3.75% | 4.07% | Beats 85% | 4 / 27 | | |
| Efficiency Ratio | 75.39% | 71.97% | 77.45% | 89.37% | Beats 63% | 11 / 27 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.10% | 0.24% | 0.77% | 1.40% | Beats 37% | 18 / 27 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.84% | 9.38% | 10.56% | 15.42% | Beats 19% | 22 / 27 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.84% | 9.38% | 10.56% | 15.42% | Beats 19% | 22 / 27 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.32% | 56.38% | 74.82% | 87.76% | 56th pctl | 12 / 27 | | |
| Loans / Assets | 72.49% | 50.27% | 64.80% | 77.37% | 67th pctl | 9 / 27 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |