Summit
Madison, WI · Charter 67190 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 56 branches
Q2 2026
$8.5BAssets
$6.9BLoans
$6.9BShares
$881.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions $1B-$10B in assets (rank 40 of 435).
- Widest gap: net interest margin trails 82% of credit unions $1B-$10B in assets (rank 358 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.26%
Rank 74 of 435
Net Interest Margin
2.89%
Rank 358 of 435
Efficiency Ratio
60.36%
Rank 61 of 435
Equity / Assets
10.34%
Rank 274 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 0.55% | 0.81% | 1.14% | Beats 83% | 74 / 435 | |
| Return on Equity | 12.15% | 5.12% | 7.41% | 9.70% | Beats 91% | 40 / 435 | |
| Net Interest Margin | 2.89% | 3.01% | 3.39% | 3.75% | Beats 18% | 358 / 435 | |
| Efficiency Ratio | 60.36% | 65.25% | 71.39% | 77.86% | Beats 86% | 61 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.65% | 0.45% | 0.69% | 1.05% | Beats 53% | 207 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.34% | 9.81% | 10.84% | 12.63% | Beats 37% | 274 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.34% | 9.81% | 10.84% | 12.63% | Beats 37% | 274 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 100.85% | 78.33% | 88.38% | 95.61% | 88th pctl | 54 / 435 | |
| Loans / Assets | 81.07% | 67.69% | 74.58% | 80.80% | 77th pctl | 101 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |