Wichita, KS · Charter 67187
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.43% | 0.63% | 0.74% | 1.00% | 1.11% | +68 bps | |
| Return on Equity | 4.11% | 5.67% | 6.53% | 8.86% | 9.76% | +565 bps | |
| Net Interest Margin | 4.20% | 4.54% | 4.64% | 4.52% | 4.54% | +34 bps | |
| Efficiency Ratio | 83.85% | 82.50% | 81.17% | 75.24% | 75.89% | -796 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -6.70% | -7.99% | -7.12% | -2.48% | 0.24% | +694 bps | |
| Loan Growth (YoY) | -3.14% | -3.05% | -2.91% | -2.73% | -0.90% | +224 bps | |
| Share Growth (YoY) | -3.88% | -5.91% | -4.87% | -3.59% | -1.00% | +288 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.24% | 0.39% | 0.54% | 0.24% | 0.40% | +16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.39% | 11.13% | 11.34% | 11.27% | 11.39% | +100 bps | |
| Net Worth / Assets | 10.39% | 11.13% | 11.34% | 11.27% | 11.39% | +100 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 88.26% | 92.02% | 91.52% | 87.91% | 88.36% | +9 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |