Foothills
Wheat Ridge, CO · Charter 67181 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 3 branches
Q2 2026
$165.6MAssets
$118.3MLoans
$151.6MShares
$12.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 39% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 14 of 23).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 21 of 23).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.12%
Rank 15 of 23
Net Interest Margin
3.42%
Rank 14 of 23
Efficiency Ratio
89.38%
Rank 16 of 23
Equity / Assets
7.38%
Rank 21 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | 0.05% | 0.36% | 0.99% | Beats 35% | 15 / 23 | | |
| Return on Equity | 1.65% | 0.56% | 3.49% | 7.31% | Beats 35% | 15 / 23 | | |
| Net Interest Margin | 3.42% | 3.13% | 3.48% | 3.80% | Beats 39% | 14 / 23 | | |
| Efficiency Ratio | 89.38% | 73.94% | 83.38% | 93.84% | Beats 35% | 16 / 23 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.77% | 0.43% | 0.95% | 1.77% | Beats 26% | 18 / 23 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.38% | 8.31% | 9.81% | 13.01% | Beats 9% | 21 / 23 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.38% | 8.31% | 9.81% | 13.01% | Beats 9% | 21 / 23 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.98% | 65.11% | 76.01% | 85.36% | 52nd pctl | 11 / 23 | | |
| Loans / Assets | 71.40% | 56.54% | 66.35% | 73.30% | 70th pctl | 7 / 23 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |