Superior Choice
Superior, WI · Charter 67173 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 12 branches
Q2 2026
$730.3MAssets
$505.6MLoans
$626.2MShares
$55.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 55% of credit unions under $1B in assets (rank 765 of 1682).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets (rank 1649 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.48%
Rank 1,160 of 1,683
Net Interest Margin
3.07%
Rank 1,409 of 1,683
Efficiency Ratio
87.98%
Rank 1,305 of 1,682
Equity / Assets
7.54%
Rank 1,649 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,160 / 1,683 | | |
| Return on Equity | 6.33% | 2.67% | 5.89% | 8.74% | Beats 54% | 765 / 1,681 | | |
| Net Interest Margin | 3.07% | 3.31% | 3.82% | 4.32% | Beats 16% | 1,409 / 1,683 | | |
| Efficiency Ratio | 87.98% | 68.91% | 78.20% | 86.93% | Beats 22% | 1,305 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.26% | 0.65% | 1.29% | Beats 55% | 765 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.54% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,649 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.54% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,649 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.75% | 52.61% | 69.38% | 83.50% | 71st pctl | 493 / 1,683 | | |
| Loans / Assets | 69.23% | 44.71% | 59.18% | 70.72% | 72nd pctl | 472 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |