Tanner Employees Credit Union
Salt Lake City, UT · Charter 67165 · Peer group: credit unions under $1B in assets (n=1,748-1,753)
NCUA · 1 branch
Q2 2024
$6.0MAssets
$4.3MLoans
$5.1MShares
$914KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 74% of credit unions under $1B in assets (rank 458 of 1753).
- Widest gap: efficiency ratio trails 81% of credit unions under $1B in assets (rank 1414 of 1748).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.37%
Rank 1,180 of 1,753
Net Interest Margin
3.72%
Rank 751 of 1,752
Efficiency Ratio
91.60%
Rank 1,414 of 1,748
Equity / Assets
15.33%
Rank 458 of 1,752
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.37% | 0.23% | 0.68% | 1.19% | Beats 33% | 1,180 / 1,753 | n/a | |
| Return on Equity | 2.41% | 1.80% | 5.29% | 9.05% | Beats 29% | 1,236 / 1,750 | n/a | |
| Net Interest Margin | 3.72% | 2.98% | 3.54% | 4.20% | Beats 57% | 751 / 1,752 | n/a | |
| Efficiency Ratio | 91.60% | 69.58% | 78.86% | 88.33% | Beats 19% | 1,414 / 1,748 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.22% | 0.59% | 1.20% | Beats 55% | 791 / 1,748 | n/a | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.34% | 9.91% | 12.21% | 15.57% | Beats 74% | 458 / 1,753 | n/a | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.33% | 9.91% | 12.21% | 15.57% | Beats 74% | 458 / 1,752 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 85.41% | 55.88% | 73.01% | 86.61% | 73rd pctl | 469 / 1,750 | n/a | |
| Loans / Assets | 72.39% | 48.21% | 62.51% | 73.23% | 73rd pctl | 474 / 1,752 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |