Kings Peak
Roosevelt, UT · Charter 67160 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$68.4MAssets
$55.0MLoans
$62.0MShares
$6.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions under $1B in assets (rank 13 of 1681).
- Widest gap: nonperforming loans / loans trails 92% of credit unions under $1B in assets (rank 1555 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.75%
Rank 146 of 1,683
Net Interest Margin
4.29%
Rank 435 of 1,683
Efficiency Ratio
55.70%
Rank 123 of 1,682
Equity / Assets
9.28%
Rank 1,472 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.75% | 0.35% | 0.74% | 1.18% | Beats 91% | 146 / 1,683 | | |
| Return on Equity | 18.84% | 2.67% | 5.89% | 8.74% | Beats 99% | 13 / 1,681 | | |
| Net Interest Margin | 4.29% | 3.31% | 3.82% | 4.32% | Beats 74% | 435 / 1,683 | | |
| Efficiency Ratio | 55.70% | 68.91% | 78.20% | 86.93% | Beats 93% | 123 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.03% | 0.26% | 0.65% | 1.29% | Beats 8% | 1,555 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.28% | 10.44% | 12.89% | 16.53% | Beats 13% | 1,472 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.28% | 10.44% | 12.89% | 16.53% | Beats 13% | 1,472 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.80% | 52.61% | 69.38% | 83.50% | 84th pctl | 265 / 1,683 | | |
| Loans / Assets | 80.43% | 44.71% | 59.18% | 70.72% | 92nd pctl | 130 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |