Utah Power
Murray, UT · Charter 67132 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 8 branches
Q2 2026
$1.1BAssets
$555.4MLoans
$957.9MShares
$151.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions $1B-$10B in assets (rank 5 of 435).
- Widest gap: net interest margin trails 98% of credit unions $1B-$10B in assets (rank 425 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.38%
Rank 61 of 435
Net Interest Margin
2.07%
Rank 425 of 435
Efficiency Ratio
44.22%
Rank 5 of 435
Equity / Assets
13.72%
Rank 62 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.38% | 0.55% | 0.81% | 1.14% | Beats 86% | 61 / 435 | |
| Return on Equity | 10.03% | 5.12% | 7.41% | 9.70% | Beats 77% | 99 / 435 | |
| Net Interest Margin | 2.07% | 3.01% | 3.39% | 3.75% | Beats 2% | 425 / 435 | |
| Efficiency Ratio | 44.22% | 65.25% | 71.39% | 77.86% | Beats 99% | 5 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.45% | 0.69% | 1.05% | Beats 92% | 35 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.72% | 9.81% | 10.84% | 12.63% | Beats 86% | 62 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.72% | 9.81% | 10.84% | 12.63% | Beats 86% | 62 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 57.98% | 78.33% | 88.38% | 95.61% | 6th pctl | 409 / 435 | |
| Loans / Assets | 50.39% | 67.69% | 74.58% | 80.80% | 6th pctl | 410 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |