South Sanpete
Manti, UT · Charter 67130 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.1MAssets
$544KLoans
$935KShares
$139KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets (rank 1598 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.56%
Rank 1,061 of 1,683
Net Interest Margin
2.60%
Rank 1,598 of 1,683
Efficiency Ratio
71.43%
Rank 516 of 1,682
Equity / Assets
12.93%
Rank 835 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,061 / 1,683 | |
| Return on Equity | 4.32% | 2.67% | 5.89% | 8.74% | Beats 38% | 1,049 / 1,681 | |
| Net Interest Margin | 2.60% | 3.31% | 3.82% | 4.32% | Beats 5% | 1,598 / 1,683 | |
| Efficiency Ratio | 71.43% | 68.91% | 78.20% | 86.93% | Beats 70% | 516 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.93% | 10.44% | 12.89% | 16.53% | Beats 50% | 835 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.93% | 10.44% | 12.89% | 16.53% | Beats 50% | 835 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 58.18% | 52.61% | 69.38% | 83.50% | 32nd pctl | 1,137 / 1,683 | |
| Loans / Assets | 50.60% | 44.71% | 59.18% | 70.72% | 35th pctl | 1,099 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |