Presto Lewiston Employees
Lewiston, UT · Charter 67108 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$342KAssets
$203KLoans
$251KShares
$91KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: return on equity trails 79% of credit unions under $1B in assets (rank 1323 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.58%
Rank 1,030 of 1,683
Net Interest Margin
4.09%
Rank 599 of 1,683
Efficiency Ratio
85.71%
Rank 1,209 of 1,682
Equity / Assets
26.61%
Rank 78 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,030 / 1,683 | |
| Return on Equity | 2.20% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,323 / 1,681 | |
| Net Interest Margin | 4.09% | 3.31% | 3.82% | 4.32% | Beats 64% | 599 / 1,683 | |
| Efficiency Ratio | 85.71% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,209 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.61% | 10.44% | 12.89% | 16.53% | Beats 95% | 78 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.61% | 10.44% | 12.89% | 16.53% | Beats 95% | 78 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 80.88% | 52.61% | 69.38% | 83.50% | 71st pctl | 489 / 1,683 | |
| Loans / Assets | 59.36% | 44.71% | 59.18% | 70.72% | 50th pctl | 834 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |