Marshfield, WI · Charter 67066
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.33% | 0.14% | 0.20% | 0.29% | 0.37% | 0.46% | 0.40% | 0.59% | +30 bps | |
| Return on Equity | 4.64% | 1.94% | 2.78% | 3.99% | 5.06% | 6.25% | 5.45% | 7.56% | +358 bps | |
| Net Interest Margin | 2.25% | 2.15% | 2.30% | 2.40% | 2.51% | 2.67% | 2.72% | 2.90% | +50 bps | |
| Efficiency Ratio | 85.88% | 92.95% | 89.61% | 87.67% | 85.74% | 83.51% | 85.33% | 82.36% | -531 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.09% | 1.45% | -1.09% | -2.64% | -1.69% | 4.45% | 3.01% | 1.13% | +377 bps | |
| Loan Growth (YoY) | 2.23% | 2.63% | 2.23% | 6.77% | 13.22% | 11.68% | 11.12% | 8.67% | +190 bps | |
| Share Growth (YoY) | -5.03% | -0.50% | 2.99% | 0.99% | 2.69% | 3.47% | 2.27% | 6.80% | +581 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.05% | 0.03% | 0.03% | 0.13% | 0.11% | 0.15% | 0.08% | 0.09% | -4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.07% | 7.29% | 7.11% | 7.23% | 7.35% | 7.44% | 7.40% | 7.76% | +53 bps | |
| Net Worth / Assets | 7.07% | 7.29% | 7.11% | 7.23% | 7.35% | 7.44% | 7.40% | 7.76% | +53 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.41% | 64.45% | 62.04% | 66.57% | 71.02% | 69.56% | 67.40% | 67.74% | +116 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 98.26% | 0.00% | 0.00% | 0.00% | 0.00% | 99.66% | +9,966 bps | |