Marshfield, WI · Charter 67066
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
3
Asset Quality
87
Profitability
39
Liquidity
95
Efficiency
38
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Marshfield, WI · Charter 67066
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.33% | 0.14% | 0.20% | 0.29% | 0.37% | 0.46% | 0.40% | 0.59% | +30 bps | |
| Return on Equity | 4.64% | 1.94% | 2.78% | 3.99% | 5.06% | 6.25% | 5.45% | 7.56% | +358 bps | |
| Net Interest Margin | 2.25% | 2.15% | 2.30% | 2.40% | 2.51% | 2.67% | 2.72% | 2.90% | +50 bps | |
| Efficiency Ratio | 85.88% | 92.95% | 89.61% | 87.67% | 85.74% | 83.51% | 85.33% | 82.36% | -531 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.09% | 1.45% | -1.09% | -2.64% | -1.69% | 4.45% | 3.01% | 1.13% | +377 bps | |
| Loan Growth (YoY) | 2.23% | 2.63% | 2.23% | 6.77% | 13.22% | 11.68% | 11.12% | 8.67% | +190 bps | |
| Share Growth (YoY) | -5.03% | -0.50% | 2.99% | 0.99% | 2.69% | 3.47% | 2.27% | 6.80% | +581 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.05% | 0.03% | 0.03% | 0.13% | 0.11% | 0.15% | 0.08% | 0.09% | -4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.07% | 7.29% | 7.11% | 7.23% | 7.35% | 7.44% | 7.40% | 7.76% | +53 bps | |
| Net Worth / Assets | 7.07% | 7.29% | 7.11% | 7.23% | 7.35% | 7.44% | 7.40% | 7.76% | +53 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.41% | 64.45% | 62.04% | 66.57% | 71.02% | 69.56% | 67.40% | 67.74% | +116 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 98.26% | 0.00% | 0.00% | 0.00% | 0.00% | 99.66% | +9,966 bps | |
Marshfield, WI · Charter 67066 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
Return on Assets
0.59%
Rank 1,027 of 1,683
Net Interest Margin
2.90%
Rank 1,498 of 1,683
Efficiency Ratio
82.27%
Rank 1,048 of 1,682
Equity / Assets
7.76%
Rank 1,638 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.59% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,027 / 1,683 | ||
| Return on Equity | 7.56% | 2.67% | 5.89% | 8.74% | Beats 66% | 575 / 1,681 | ||
| Net Interest Margin | 2.90% | 3.31% | 3.82% | 4.32% | Beats 11% | 1,498 / 1,683 | ||
| Efficiency Ratio | 82.27% | 68.91% | 78.20% | 86.93% | Beats 38% | 1,048 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.09% | 0.26% | 0.65% | 1.29% | Beats 87% | 224 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 7.76% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,638 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 7.76% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,638 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 67.74% | 52.61% | 69.38% | 83.50% | 47th pctl | 893 / 1,683 | ||
| Loans / Assets | 58.82% | 44.71% | 59.18% | 70.72% | 49th pctl | 858 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||