Mt. Zion
Zion, IL · Charter 67024 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$428KAssets
$78KLoans
$347KShares
$81KNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 99% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 1 of 96).
- Widest gap: nonperforming loans / loans trails 86% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 81 of 93).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
3.74%
Rank 1 of 96
Net Interest Margin
5.61%
Rank 7 of 96
Efficiency Ratio
25.00%
Rank 3 of 96
Equity / Assets
18.93%
Rank 24 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.74% | -0.02% | 0.42% | 1.03% | Beats 99% | 1 / 96 | |
| Return on Equity | 19.75% | -0.11% | 2.94% | 6.89% | Beats 98% | 2 / 95 | |
| Net Interest Margin | 5.61% | 3.01% | 3.57% | 4.27% | Beats 93% | 7 / 96 | |
| Efficiency Ratio | 25.00% | 73.45% | 82.91% | 96.61% | Beats 99% | 3 / 96 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.85% | 0.08% | 0.86% | 1.63% | Beats 14% | 81 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.93% | 11.79% | 15.23% | 18.93% | Beats 75% | 24 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.93% | 11.79% | 15.23% | 18.93% | Beats 75% | 24 / 96 | |
| Liquidity & Funding |
| Loans / Deposits | 22.48% | 32.14% | 50.03% | 67.81% | 14th pctl | 83 / 96 | |
| Loans / Assets | 18.22% | 23.12% | 42.50% | 56.24% | 17th pctl | 80 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |