Waukesha, WI · Charter 67022
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.10% | 0.28% | 1.11% | -1.34% | 1.10% | 0 bps | |
| Return on Equity | 4.80% | 1.21% | 4.57% | -5.52% | 4.80% | 0 bps | |
| Net Interest Margin | 6.10% | 6.13% | 6.01% | 5.67% | 6.10% | 0 bps | |
| Efficiency Ratio | 83.63% | 95.83% | 97.86% | 112.12% | 83.63% | 0 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -10.48% | -13.19% | -9.38% | -8.27% | 0.00% | +1,048 bps | |
| Loan Growth (YoY) | -22.05% | -28.03% | -19.08% | -15.53% | 0.00% | +2,205 bps | |
| Share Growth (YoY) | -12.74% | -15.53% | -13.74% | -11.53% | 0.00% | +1,274 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.30% | 0.02% | 0.56% | 1.31% | 0.30% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.40% | 4.87% | 3.37% | 3.50% | 4.40% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.89% | 23.11% | 24.30% | 24.28% | 22.89% | 0 bps | |
| Net Worth / Assets | 22.89% | 23.11% | 24.30% | 24.28% | 22.89% | 0 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 90.74% | 82.52% | 86.35% | 86.03% | 90.74% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |