Brantwood, WI · Charter 67003
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.17% | 0.11% | 0.23% | -2.12% | -0.80% | -98 bps | |
| Return on Equity | 1.62% | 1.17% | 2.27% | -22.48% | -8.50% | -1,011 bps | |
| Net Interest Margin | 3.54% | 3.48% | 3.62% | 3.76% | 3.71% | +17 bps | |
| Efficiency Ratio | 70.15% | 70.82% | 68.38% | 68.34% | 67.54% | -261 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.22% | 6.36% | 8.02% | 6.01% | 4.96% | +374 bps | |
| Loan Growth (YoY) | -6.12% | -5.87% | -5.28% | -2.37% | 1.18% | +729 bps | |
| Share Growth (YoY) | 1.26% | 8.05% | 8.66% | 6.82% | 5.69% | +443 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 11.59% | 8.02% | 7.63% | 7.05% | 5.51% | -608 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.65% | 9.71% | 9.98% | 9.44% | 9.47% | -119 bps | |
| Net Worth / Assets | 10.65% | 9.71% | 9.98% | 9.44% | 9.47% | -119 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.24% | 82.55% | 81.82% | 80.85% | 83.51% | -373 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |