Weston, WI · Charter 67000
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.42% | 1.28% | 1.65% | 1.73% | 1.49% | 1.36% | 1.54% | 1.38% | -35 bps | |
| Return on Equity | 12.79% | 11.51% | 14.61% | 14.67% | 12.47% | 11.20% | 12.69% | 11.41% | -326 bps | |
| Net Interest Margin | 4.53% | 4.50% | 4.32% | 4.40% | 4.39% | 4.38% | 4.13% | 4.13% | -27 bps | |
| Efficiency Ratio | 68.98% | 71.67% | 66.09% | 69.58% | 70.33% | 72.64% | 73.60% | 72.92% | +334 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.76% | 1.26% | 1.57% | -0.21% | 4.38% | 2.81% | 4.33% | 8.09% | +830 bps | |
| Loan Growth (YoY) | 39.14% | 28.21% | 16.50% | 0.59% | -3.20% | 0.25% | 4.48% | 5.55% | +496 bps | |
| Share Growth (YoY) | -4.46% | -0.27% | 0.44% | -1.14% | 3.93% | 2.23% | 3.46% | 7.78% | +892 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.39% | 0.66% | 0.68% | 0.15% | 0.33% | 0.57% | 0.40% | 0.55% | +39 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.09% | 11.09% | 11.28% | 11.82% | 11.98% | 12.15% | 12.11% | 12.10% | +28 bps | |
| Net Worth / Assets | 11.09% | 11.09% | 11.28% | 11.82% | 11.98% | 12.15% | 12.11% | 12.10% | +28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.74% | 75.82% | 73.41% | 74.60% | 74.27% | 74.35% | 74.13% | 73.06% | -154 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |