Blackhawk Community
Janesville, WI · Charter 66998 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$947.3MAssets
$505.0MLoans
$841.5MShares
$102.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 51% of credit unions under $1B in assets (rank 824 of 1682).
- Widest gap: efficiency ratio trails 82% of credit unions under $1B in assets (rank 1381 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.33%
Rank 1,284 of 1,683
Net Interest Margin
3.12%
Rank 1,383 of 1,683
Efficiency Ratio
90.03%
Rank 1,381 of 1,682
Equity / Assets
10.77%
Rank 1,200 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.35% | 0.74% | 1.18% | Beats 24% | 1,284 / 1,683 | |
| Return on Equity | 3.10% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,202 / 1,681 | |
| Net Interest Margin | 3.12% | 3.31% | 3.82% | 4.32% | Beats 18% | 1,383 / 1,683 | |
| Efficiency Ratio | 90.03% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,381 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.26% | 0.65% | 1.29% | Beats 51% | 824 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.77% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,200 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.77% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,200 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 60.02% | 52.61% | 69.38% | 83.50% | 34th pctl | 1,106 / 1,683 | |
| Loans / Assets | 53.31% | 44.71% | 59.18% | 70.72% | 39th pctl | 1,021 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |