Dominion Energy Credit Union
North Chesterfi, VA · Charter 66973 · Peer group: credit unions under $1B in assets in the Richmond, VA area (n=16)
NCUA · 4 branches
Q2 2026
$336.4MAssets
$165.1MLoans
$278.4MShares
$48.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of credit unions under $1B in assets in the Richmond, VA area (rank 3 of 16).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the Richmond, VA area (rank 16 of 16).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.73%
Rank 10 of 16
Net Interest Margin
2.95%
Rank 16 of 16
Efficiency Ratio
74.69%
Rank 6 of 16
Equity / Assets
14.35%
Rank 6 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.51% | 0.86% | 1.14% | Beats 38% | 10 / 16 | |
| Return on Equity | 5.09% | 2.74% | 6.89% | 10.47% | Beats 38% | 10 / 16 | |
| Net Interest Margin | 2.95% | 3.59% | 3.78% | 5.26% | Beats 0% | 16 / 16 | |
| Efficiency Ratio | 74.69% | 72.78% | 78.57% | 80.89% | Beats 69% | 6 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.43% | 0.60% | 1.42% | 1.93% | Beats 87% | 3 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.35% | 10.18% | 10.87% | 18.48% | Beats 63% | 6 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.35% | 10.18% | 10.87% | 18.48% | Beats 63% | 6 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 59.29% | 55.40% | 64.78% | 71.88% | 38th pctl | 10 / 16 | |
| Loans / Assets | 49.06% | 48.81% | 51.73% | 64.39% | 31st pctl | 11 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |