Leesburg, VA · Charter 66954
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.35% | 0.36% | 0.37% | 0.13% | -0.02% | -37 bps | |
| Return on Equity | 4.33% | 4.53% | 4.42% | 1.51% | -0.23% | -456 bps | |
| Net Interest Margin | 3.63% | 3.62% | 3.78% | 3.80% | 3.72% | +9 bps | |
| Efficiency Ratio | 84.69% | 84.43% | 85.56% | 94.32% | 97.32% | +1,263 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.11% | 8.95% | 2.72% | -3.07% | 0.47% | -464 bps | |
| Loan Growth (YoY) | -3.70% | -5.15% | -9.03% | -8.01% | -12.64% | -894 bps | |
| Share Growth (YoY) | 4.38% | 8.36% | 1.07% | -4.04% | -0.45% | -483 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.50% | 0.64% | 0.47% | 0.87% | 1.83% | +132 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.03% | 8.02% | 8.32% | 8.44% | 8.13% | +10 bps | |
| Net Worth / Assets | 8.03% | 8.02% | 8.32% | 8.44% | 8.13% | +10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 36.78% | 36.29% | 35.72% | 34.85% | 32.28% | -450 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |