Members 1st
Enola, PA · Charter 6694 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 60 branches
Q2 2026
$8.7BAssets
$7.0BLoans
$7.3BShares
$1.3BNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 100% of credit unions $1B-$10B in assets (rank 2 of 435).
- Widest gap: nonperforming loans / loans trails 54% of credit unions $1B-$10B in assets (rank 234 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.38%
Rank 2 of 435
Net Interest Margin
4.24%
Rank 25 of 435
Efficiency Ratio
53.93%
Rank 18 of 435
Equity / Assets
14.80%
Rank 37 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.38% | 0.55% | 0.81% | 1.14% | Beats 100% | 2 / 435 | |
| Return on Equity | 16.08% | 5.12% | 7.41% | 9.70% | Beats 99% | 5 / 435 | |
| Net Interest Margin | 4.24% | 3.01% | 3.39% | 3.75% | Beats 94% | 25 / 435 | |
| Efficiency Ratio | 53.93% | 65.25% | 71.39% | 77.86% | Beats 96% | 18 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.73% | 0.45% | 0.69% | 1.05% | Beats 46% | 234 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.80% | 9.81% | 10.84% | 12.63% | Beats 91% | 37 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.80% | 9.81% | 10.84% | 12.63% | Beats 91% | 37 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 96.16% | 78.33% | 88.38% | 95.61% | 77th pctl | 102 / 435 | |
| Loans / Assets | 81.04% | 67.69% | 74.58% | 80.80% | 76th pctl | 103 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |