Richmond Virginia Fire Police Credi
Richmond, VA · Charter 66899 · Peer group: credit unions under $1B in assets in the Richmond, VA area (n=16)
NCUA · 2 branches
Q2 2026
$21.2MAssets
$11.0MLoans
$17.6MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 81% of credit unions under $1B in assets in the Richmond, VA area (rank 3 of 16).
- Widest gap: return on equity trails 44% of credit unions under $1B in assets in the Richmond, VA area (rank 7 of 16).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.36%
Rank 3 of 16
Net Interest Margin
4.94%
Rank 5 of 16
Efficiency Ratio
76.04%
Rank 7 of 16
Equity / Assets
15.43%
Rank 5 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.51% | 0.86% | 1.14% | Beats 81% | 3 / 16 | | |
| Return on Equity | 8.81% | 2.74% | 6.89% | 10.47% | Beats 56% | 7 / 16 | | |
| Net Interest Margin | 4.94% | 3.59% | 3.78% | 5.26% | Beats 69% | 5 / 16 | | |
| Efficiency Ratio | 76.04% | 72.78% | 78.57% | 80.89% | Beats 62% | 7 / 16 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.60% | 1.42% | 1.93% | Beats 81% | 4 / 16 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.43% | 10.18% | 10.87% | 18.48% | Beats 69% | 5 / 16 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.43% | 10.18% | 10.87% | 18.48% | Beats 69% | 5 / 16 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.53% | 55.40% | 64.78% | 71.88% | 44th pctl | 9 / 16 | | |
| Loans / Assets | 52.04% | 48.81% | 51.73% | 64.39% | 56th pctl | 7 / 16 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |