Kohler
Sheboygan, WI · Charter 66872 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 14 branches
Q2 2026
$776.4MAssets
$634.5MLoans
$662.0MShares
$83.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 80% of credit unions under $1B in assets (rank 328 of 1681).
- Widest gap: equity / assets trails 71% of credit unions under $1B in assets (rank 1194 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.03%
Rank 572 of 1,683
Net Interest Margin
4.04%
Rank 642 of 1,683
Efficiency Ratio
76.69%
Rank 759 of 1,682
Equity / Assets
10.80%
Rank 1,194 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.35% | 0.74% | 1.18% | Beats 66% | 572 / 1,683 | | |
| Return on Equity | 9.50% | 2.67% | 5.89% | 8.74% | Beats 80% | 328 / 1,681 | | |
| Net Interest Margin | 4.04% | 3.31% | 3.82% | 4.32% | Beats 62% | 642 / 1,683 | | |
| Efficiency Ratio | 76.69% | 68.91% | 78.20% | 86.93% | Beats 55% | 759 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.32% | 0.26% | 0.65% | 1.29% | Beats 71% | 489 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.80% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,194 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.80% | 10.44% | 12.89% | 16.53% | Beats 29% | 1,194 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 95.84% | 52.61% | 69.38% | 83.50% | 94th pctl | 99 / 1,683 | | |
| Loans / Assets | 81.73% | 44.71% | 59.18% | 70.72% | 94th pctl | 107 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |